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5 QA Musts for E&S Tech: Bulletproof Your Systems
E&S tech flops cost $50K—or more—shredding trust in a $104B market (2023). QA’s your lifeline. After “QA Saves $50K” (April 7), you wanted more. Here’s the answer: 5 must-do checks from the E&S trenches. I’ve seen startups and MGAs dodge millions with these—sloppy tech’s a death sentence in a sector surging 21% yearly, with AI reshaping claims. Nail these, and your systems dominate.
1. Stress-Test Data Sync Under Load
Simulate peak claims—10,000 policies, reinsurance live. One carrier lost $12M when sync crashed mid-catastrophe. Test 1,000+ combos of limits and claims pre-launch. Tip: Spike volume 50% over max—catch the break point.
2. Model Edge Cases Like Cat Losses
Script 10 “black swan” risks—hurricanes, multi-state disputes. A Florida MGA found 43 gaps modeling storm surges. Rare scenarios kill systems most. Tip: Use 2023’s $2B storm data—push it harder.
3. Validate User Flows With E&S Pros
IT alone won’t cut it—underwriters and claims staff test live. A surplus portal nabbed 17 bugs pre-rollout. Run a 2-hour session, real tasks, log snags. Tip: Time every click—slow kills adoption.
4. Automate Compliance Rule Checks
E&S regs are brutal—audit taxes, stamping rules state-by-state. One firm cut errors 89% with scripts. Fines dwarf testing costs. Tip: Flag mismatches in 5 seconds—speed saves.
5. Bridge Legacy Systems Seamlessly
Test API handshakes with old admin tech. A Midwest carrier slashed reconciliation 62%—no gaps. Mock 500 legacy records—watch it sync or burn. Tip: Double-check date fields—old tech loves chaos.
Nail QA, win E&S.
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Next: “How One Broker Cut 20% Chaos.” Don’t flop—get NexusReady!